Ben Chuanlong Du's Blog

It is never too late to learn.

Tips on Credit Report

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

https://www.optoutprescreen.com/

you can opt out electrically for 5 years

Recommendation of Credit Card Usage

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

Tips and Traps

  1. Avoid AMEX as it is nutorious for closing many customers' credit cards without valid reasons.

  2. Costco is a wholesale. It is not considered as a grocery or supermarket …

Tips on Empower

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

App-specific Password

  • WealthFront

Tips on Brokerage

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

Brief Summary of Brokerages

  1. Charles Schwab is a great choice for individual brokerage account without the need of algorithmic trading.

  2. Fedelity is a good brokerage for retirement (401K, IRA, etc) accounts …