Ben Chuanlong Du's Blog

It is never too late to learn.

Recommendation of Credit Card Usage

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

Tips and Traps

  1. Costco is a wholesale. It is not considered as a grocery or supermarket for cashback bonus purposes.

  2. Overall, AMEX is great for traveling purchases and restaurants spending.

Glossory …

Tips on Brokerage

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

Brief Summary of Brokerages

  1. Charles Schwab is a great choice for individual brokerage account without the need of algorithmic trading.

  2. Fedelity is a good brokerage for retirement (401K, IRA, etc) accounts …

Investment

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

General Tips

  1. Spend less money than you can make.

Low Risk Investment

Please refer to Low Risk Investments for detailed discussions.

Diversified Investment

Please refer to Diversified Investment for detailed discussions …

Tips on eTrade

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

Add External Funding Account

Upload Documents

General Tips

  1. Wire transfer is made on the same business day but cost $25; transfering to a Linked External Funding Account takes about 3 business …

Tips on Certified Deposit

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

You might only have seven to 10 days to withdraw penalty-free from a CD after it matures, depending on your bank's policy. If you don't withdraw, your bank might automatically renew …