Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

1. Treasury bonds and securities are exempted from state & local income taxes.

2. The IRS allows you to deduct from your taxable income a capital loss, for example, from a stock or other …

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

Trading Fees

What are the regulatory fees?

Alpaca does NOT charge commision fees for trading stocks and ETFs. However, Alpaca does charge SEC process fee (SEC), option regulatory fee (ORF), trading …

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

Japanese Yen

FXY

• How to Invest In and Buy Japanese Yen

Chinese Yuan

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

General Tips

1. Spend less money than you can make.

Low Risk Investment

Please refer to Low Risk Investments for detailed discussions.

Diversified Investment

Please refer to Diversified Investment for detailed discussions …

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

1. Index funds, ETFs and mutual funds are some popular ways of diversified investment. A mutual fund is actively managed (by a portfolio manager) while an index fund or ETF is passive …

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

• US Treasury Bonds (long-term)
• Treasury Notes (middle-term)
• Treasury Bills (T-Bills) (short-term)
• Treasury TIPS
• US Treasury Savings Bonds
  • EE Bonds
  • I Bonds (Inflation-linked Bonds)

It is suggested that you invest in ETF …