Ben Chuanlong Du's Blog

It is never too late to learn.

Tips on the WealthFront Brokerage

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

WealthFront is good for long-term investment. The stock account is not flexible. It allow you to specify amount of money to investment in certain stocks only. However, it does not allow …

Tips on Investing in Structure Notes

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

Structure notes doesn't seem to be a good investment!

  1. Return rate is not impressive.
  2. Small risk associated.

Below are some better alternatives to consider. - MMF - high yield savings accounts - Bond (Fed …

Tips on Money Market Fund

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

  • Mutual fund orders are executed once per day, after the market close at 4 p.m. Eastern Time.
  • Orders can be placed to either buy or sell and can be made …

Tips on Pattern Day Trading

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

https://www.investopedia.com/terms/p/patterndaytrader.asp

https://forum.alpaca.markets/t/apierror-trade-denied-due-to-pattern-day-trading-protection/211

https://www.finra.org/investors/investing/investment-products/stocks/day-trading

https://alpaca.markets/support/pattern-day-trading-protection

Here are …

Taxes on Investment Gains

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

  1. Treasury bonds and securities are exempted from state & local income taxes.

  2. The IRS allows you to deduct from your taxable income a capital loss, for example, from a stock or other …