Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

• US Treasury Bonds (long-term)
• Treasury Notes (middle-term)
• Treasury Bills (T-Bills) (short-term)
• Treasury TIPS
• US Treasury Savings Bonds
  • EE Bonds
  • I Bonds (Inflation-linked Bonds)

It is suggested that you invest in ETF …

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

REIT

Syndication

US Housing Investing Theme on Charles Schwab

See Schwab Investing Themes for details.

References

• Cash Flow of Housing Investment

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

Some (Almost) Risk-free Investments

• Money Market Fund and ETF alternatives
• CDs
• Treasury T-Bills, TIPS, Notes, Bonds, Savings Bonds
  • I-bonds is desirable
• High-yield Savings Accounts

Some Low Risk Investments

• Structure Notes
• Index …

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

1. Fidelity is a good choice for managing retirement accounts.

Cash Sweep Program

1. Fidelity has cash sweep programs, which is supported by the concept of "core position". Core position is the default …

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

Some Tips on Tax Consequences of Wash Sales

1. Make sure the last trade is a "buy" and avoid buying the same stock/security in Dec and Jan (next year). Assuming the …

Things on this page are fragmentary and immature notes/thoughts of the author. Please read with your own judgement!

References

• Lumibot Documentation